The title of this blog sounds like a Sabian Symbol, or something you would find in a fortune cookie. The transit of Mercury in Virgo opposite Neptune in Pisces has been an interesting one. I also had transiting Mercury opposite my Mars in Aquarius at 29 degrees. Mercury-Mars transits are often present around the days we have arguments, heated debates and feel more hot-headed than usual. I had a double dose of Mercury-Neptune and Mercury-Mars. On Friday I received a letter from the debt management company that we have been trying to obtain help from. However, it turns out they are bunch of scammers and are only preying on those in vulnerable (Neptune) debt situations to make more money for themselves.My partner signed up with them to apply for an IVA and we paid upfront costs of over 250 pounds. We waited three months for them to process the application and get the situation resolved. In the meantime they were taking further payments from my partner’s account to pay our creditors. But they haven’t paid any of our loans or credit and have kept the money. I had my doubts about the company from the very beginning, but my partner was desperate to sort something out. In the end the application failed and we didn’t get any upfront costs returned. My partner said the initial payment was non-refundable. I looked up online, and found out that you can apply for an IVA for free and without paying any upfront costs if the application fails, and so I asked him why he never looked into the matter further before agreeing?
I told him to phone the company up and get our further 225 pounds returned that was taken from his account. He phoned the company and they talked him into a deal of applying for a debt management plan that would only cost him 75 pounds a month. Since we are so strapped for cash, he agreed. We received the application pack on Friday, and when I opened the letter (Mercury) was furious (Mars) to see this new deal they were offering us. We had to pay costs of 300 pounds spread over two months (“admin costs”), and out of the 75 pounds towards our creditors we pay them 35 pounds, and it would take about 30 years to pay off our debts. I was absolutely fuming (expressed some colourful language) and said that they can go jump off a cliff. I demanded my partner phone them up and ask for our further costs of 225 pounds to be paid back to us and to tell them we will not be signing up for any arrangement with them.
He phoned them and explained we will not be paying these fees and requested that our money be refunded. The company –Express Debt Solutions- told us that we wouldn’t have to pay the initial payment after already paying 250 pounds for “administration costs” with the IVA. It was a standard letter sent out to all customers, but since everybody is paying such a high amount of money for “admin” costs, then why are we getting automated letters? He asked me what we wanted to do, and I told him I am not signing with them and I want the money back. He went back and told them that we would not be applying for their debt management plan and to give us back the money. However, they said it was not possible and there is a cooling off period of 14 days which has expired. Therefore we would not receive any money back. I had boiled at this point and was ranting and raving in the background, and asked if they managed to sleep well at night with a clear conscious, because they are no better than a street robber. Only they dress it up with nice letter-heads, and’ pseudo’ professional customer service.
My partner was far too polite on the phone to them, and that really got me angry. I asked why he never got annoyed, and he said that he can’t see the point and has basically given up. We got into a heated argument, and it was the worse we have ever had. I told him he was too gullible and easily mislead (Mercury-Neptune) and he got mad because I was blaming him. Tempers flared, things got broken, and I threatened to leave for good, but we did eventually calm down. He exploded in a terrible temper, but I got the blame for winding him up, and he told me he reacted so badly because he has buried the stress for so long. The whole situation was made worse because we had run out of money for food and with no refund from the company it only impounded the experience. It has been a difficult and long weekend.
I have let him take care of the finances since we moved into the new house. In the last house I had the financial control and paid all the bills and had the responsibility for everything coming and going out. However, with a change in situation it meant that it switched over and he was now responsible for looking after the finances. Ideally we should be working together, and I have now offered to come back in and help handle the money issues. I just let him get on with the finances, but it’s something he needs more support with. I got used to handling money on a tight budget when I lived by myself in a house for two years, but then I am also a Sun-Saturn personality and tough lessons of self-sufficiency and learning to do it alone has always confronted me. I don’t get to take the easy route in life and my purpose (Sun) is to confront and overcome obstacles in order to be a success, even if that means working twice as hard as everybody else. The Sun rules the men in our lives and I keep learning the hard-way that I have to self-manage and control my own life, and I can’t depend on others. I have my north node in the 1st (self, independence, and individuality) house conjunct Saturn rising in Virgo. Maybe inside I keep expecting the men in my life to be the backbone (Sun-Saturn) and to manage the situation, but it’s a role that’s beginning to fall back heavily on my shoulders, and probably where it has to belong. I am very much Saturn in the relationship and his Sun conjuncts my Saturn on the Ascendant.
Anything in our relationship that is too hot to handle tends to get buried until it erupts and explodes, but we entered a relationship that contains a full 8th house in the composite chart, and perhaps we have sealed a certain fate for ourselves. The 8th house is the house of eruptions, crises, debt and everything else that accumulates in intensity and makes life difficult. I don’t know whether the relationship itself can “survive” an 8th house composite chart, and such an emotional battering. I feel bad for thinking we could escape the troubles of this house if we just parted ways. We can't escape our birth chart, but what choice do we have with relationships? Though maybe this is bowing down to the challenge of the relationship itself because it’s testing our practical, emotional and physical resources to the limit. I often joke on the blog about the 8th house being the house of taxes on the most mundane of levels, but this really is the house that taxes us the most on all levels - emotional and physical. I know they say what doesn’t kill you makes you stronger, but this house has taken the relationship through the emotional grinder of life. In the 8th house things get so out of control fast that you are clinging on for dear life to the nearest bit of security you can find. The 8th house is the most ‘testing’ in every sense of the word, and it’s the most life changing, transforming and altering experience you can go through.
Sorry for the rant today, and normal astrology proceedings will continue next time.


























